This Privacy Policy details the personal data collected when you access and use cartntrade.com and the Cartntrade mobile application (“Cartntrade”), as well as the associated services provided through these platforms (collectively referred to as the “Service”). It also outlines how such personal data will be processed, utilized, and shared.
BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE AND AGREE THAT (I) YOU HAVE READ, UNDERSTAND, AND CONSENT TO THIS PRIVACY POLICY, AND (II) YOU ARE EITHER OVER 16 YEARS OF AGE OR, IF UNDER 16, HAVE OBTAINED CONSENT FROM A PARENT OR LEGAL GUARDIAN TO ACCEPT THIS POLICY ON YOUR BEHALF. IF YOU DO NOT AGREE WITH THE TERMS OF THIS POLICY OR ARE UNABLE TO MAKE THIS CONSENT, YOU ARE PROHIBITED FROM USING THE SERVICE. IN SUCH CASES, YOU MUST CONTACT OUR SUPPORT TEAM VIA EMAIL TO REQUEST THE DELETION OF YOUR ACCOUNT AND ANY ASSOCIATED DATA.
The term “Processing,” as it pertains to personal data, includes actions such as collection, storage, and disclosure of data to third parties.
TABLE OF CONTENTS
PERSONAL DATA CONTROLLER
CATEGORIES OF PERSONAL DATA WE COLLECT
DATA PROTECTION PRINCIPLES
PURPOSES FOR WHICH WE PROCESS PERSONAL DATA
LEGAL BASES FOR PROCESSING YOUR PERSONAL DATA
SHARING PERSONAL DATA WITH THIRD PARTIES
AVAILABLE REMEDIES AND RIGHTS
NO LIMITATION CLAUSE
EXERCISING YOUR PRIVACY RIGHTS
AGE RESTRICTIONS
INTERNATIONAL DATA TRANSFERS
MODIFICATIONS TO THIS PRIVACY POLICY
DATA RETENTION PRACTICES
CONTACT INFORMATION
This revision presents the same core information in a more formal and polished manner while retaining clarity.
1. **PERSONAL DATA CONTROLLER**
Cartntrade.com, a registered entity under applicable law, is the primary controller of your personal data.
For certain categories of personal data, as outlined below:
- Transaction data related to car auctions.
- Personal identification information, Bank ID, and relevant certification (e.g., Certificate of Incorporation) for car dealers.
- Required information from car sellers and dealers.
2. **CATEGORIES OF PERSONAL DATA WE COLLECT**
We collect both voluntary data provided by you and automatic data, including but not limited to your IP address.
2.1 **Data You Provide**
When registering for or using our Service, you may be asked to provide personal information such as your first and last name, phone number, email address, gender, date of birth, and other relevant details (collectively referred to as "Required Information"). Additionally, depending on the functionality you use, we may request access to your photos and metadata. For certain features, such as posting an advertisement in specific categories (e.g., Mobile Phones), or engaging in car auctions, you may also need to provide identification documents or business certifications, such as a Bank ID or Certificate of Incorporation.
You can choose not to provide some of the requested information, but certain features of the Service may be limited, such as the ability to communicate with other users, post advertisements, or access contact details. Occasionally, you may need to share additional information, such as when communicating with our Support Team for issue resolution.
If you choose to post advertisements, you may voluntarily share personal data, including your CV, photos, or other personal details. You acknowledge that such information will be made publicly available on the platform. For example, if you post an advertisement in the Jobs section, your email address may be displayed as part of your profile.
You should carefully assess the potential risks associated with sharing certain personal details, such as your phone number, address, financial information, or photos.
When applying for a car loan, you may be required to provide details such as your employment type, monthly income, and Bank Verification Number (BVN). This data will be used to calculate monthly installment amounts.
2.2 **Data Provided by Third Parties**
If you opt to log in using external services, we may collect personal information from your third-party accounts. This includes:
- **Meta (Facebook):** Personal data, such as profile image, name, email, gender, and location.
- **Google:** Your name, email address, profile picture, and Google ID.
- **Apple:** Your Apple ID, name, and email (optional: "Hide My Email" feature for privacy).
- **Truecaller:** Personal data such as phone number, name, job title, and location details from your Truecaller profile.
If you were invited to use the Service by another user, they may share your contact details, including phone number or email.
In some cases, we may verify your identity using third-party services like Smile Identity Inc., which may collect additional personal data, such as your official ID number, photo, and government-issued details, from relevant governmental sources. Smile Identity may process or store your data in locations outside your country. Additionally, facial recognition data may be used solely for identity verification purposes and retained for a limited period.
Please note that while we do not store facial recognition data, Smile Identity retains it for up to ninety (90) days after verification, and this data is securely stored on their servers, hosted by Amazon Web Services.
This rephrased section maintains a professional tone while ensuring clarity and precision in how personal data is handled across various contexts.
Certainly! Here's a professional modification of the provided section, tailored to represent Cartntrade.com:
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**2.3. Data We Collect Automatically:**
**2.3.1. Data About How You Found Us**
We collect data regarding the referring URL, which is the webpage you were on when you clicked on an advertisement directing you to our Service.
**2.3.2. Device and Location Data**
We collect information from your device, including, but not limited to: language settings, IP address, time zone, device type and model, device settings, operating system, internet service provider, mobile carrier, hardware ID, and user identifiers from platforms like Meta.
**2.3.3. Usage Data**
We log your interactions with our Service to better understand usage patterns. This includes tracking the features and content you engage with, frequency and duration of your activity, sections you visit, and the number of ads you view.
**2.3.4. Advertising IDs**
We may collect advertising identifiers from your device, such as the Apple Identifier for Advertising (IDFA) or the Google Advertising ID (AAID), depending on the operating system. You can reset these identifiers through your device settings, though we do not control the reset process.
**2.3.5. Transaction Data**
When making payments through our Service, we collect financial transaction data, such as transaction amount, date, and time, along with the type of payment method used. Note that while we do not store your full credit card details, we may receive certain transaction-related data from our third-party payment providers.
**2.3.6. Cookies and Similar Technologies**
To enhance your user experience and improve the functionality of our Service, we utilize cookies and similar technologies, including ETags. These technologies help optimize your browsing experience, deliver content efficiently, and assist in enhancing security by preventing fraud and detecting suspicious activity. For further details, please refer to our Cookies Policy.
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**3. Data Protection Principles**
In our data protection practices, we ensure that your personal data:
- Is processed for specific, legitimate, and lawful purposes to which you have consented.
- Is adequate, accurate, and handled with respect for your dignity.
- Is stored only for as long as reasonably necessary.
- Is safeguarded against foreseeable risks such as theft, cyberattacks, viruses, and physical damage.
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**4. Purposes for Processing Personal Data**
We process your personal data for the following purposes:
**4.1. To Provide Our Service**
To deliver a seamless user experience, manage technical issues, and ensure consistent service quality.
**4.2. To Customize Your Experience**
We use your data to personalize the content and offers you see within our Service based on your preferences and interests.
**4.3. To Manage Your Account and Provide Customer Support**
We process personal data to support your requests, manage technical support issues, and communicate important updates about your account, security, and transactions.
**4.4. To Communicate Regarding Service Use**
We communicate with you through push notifications or in-app messages, notifying you about updates or actions you need to take. You may opt out of these notifications via your device settings.
**4.5. To Analyze and Improve Service Usage**
We analyze how you interact with our Service to improve features, design, and new products. This helps us enhance your user experience by understanding which parts of the Service you prefer.
**4.6. To Send Marketing Communications**
We use your personal data to promote our products and services, sending relevant marketing materials. If you wish to unsubscribe, you can do so via the email link or by contacting support.
**4.7. To Personalize Ads**
We and our partners use personal data to target ads effectively, ensuring that you see relevant promotions based on your behavior across our platforms.
**4.8. To Enforce Terms and Prevent Fraud**
We process personal data to enforce our Terms of Use, detect fraudulent activity, and protect the integrity of our platform.
**4.9. To Comply with Legal Obligations**
We may process, use, or share your personal data in accordance with legal obligations or requests from law enforcement agencies.
**4.10. To Process Payments**
For paid services, we use third-party payment processors to handle your financial transactions. We do not store sensitive financial data, such as credit card numbers.
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**5. Legal Bases for Processing Personal Data**
We process your personal data based on the following legal grounds:
**5.1. Your Consent**
This includes your consent for the use of cookies, as detailed in our Cookies Policy.
**5.2. To Perform Our Contract with You**
We process data to fulfill the terms of our agreement with you, such as providing and managing our Service.
**5.3. For Legitimate Interests**
We process personal data for activities such as customer communication, service improvement, marketing, and fraud prevention, where we have a legitimate interest in doing so.
**5.4. To Comply with Legal Obligations**
We may process data to meet our legal requirements, including responding to lawful requests from authorities.
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**6. Sharing Your Personal Data**
We may share your personal data with trusted third parties, including:
**6.1. Service Providers**
We work with various service providers who assist us in delivering the Service, such as cloud storage, payment processors, data analytics companies, and marketing partners.
**6.2. Law Enforcement and Public Authorities**
We may disclose personal data when required to protect our rights or comply with legal requests from law enforcement agencies.
**6.3. Mergers or Acquisitions**
If Cartntrade.com undergoes a merger, acquisition, or sale of assets, personal data may be transferred as part of the transaction.
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**7. Remedies and Data Breach Notifications**
In case of a data breach, we will notify the relevant supervisory authorities and affected individuals as required by law.
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**8. Exercising Your Rights**
You have the right to access, correct, or delete your personal data. To do so, contact us at support@cartntrade.com. You can also request a copy of the data we have collected about you or opt out of certain types of data processing, including marketing.
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**9. Age Limitation**
We do not knowingly process personal data of individuals under 16 years of age. If we learn that such data has been provided, we will take appropriate steps to remove it.
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**10. International Data Transfers**
We may transfer personal data to countries outside your jurisdiction, ensuring that appropriate safeguards are in place to protect your privacy.
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**11. Changes to the Privacy Policy**
This Privacy Policy may be updated periodically. We will notify you of significant changes and advise you to review the updated policy.
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**12. Data Retention**
We will retain your personal data only as long as necessary for the purposes outlined in this Privacy Policy, after which it will be securely deleted or anonymized.
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**13. Contact Us**
For inquiries regarding your data or this Privacy Policy, please contact us at support@cartntrade.com.
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This revised version maintains a professional tone while clearly outlining the collection, use, and protection of personal data under the Cartntrade.com platform.
